Sr. Product Owner — Payments · Tangerine

Nicolas Ruiz

18 years of product delivery across banking and fintech.
In my spare time, I build working products with AI.

Download resume (PDF) See my AI projects ›
nicolasruiz@gmail.com linkedin/nicolasmruiz +1 647 883 2626

Product delivery,
grounded in evidence.

Senior Product Owner with 18 years of cross-industry delivery across Canada and Latin America. My work sits between business and technology: roadmaps grounded in evidence, and operating models designed to keep working after the project ends.

A decade of SAP consulting across six countries, then seven years as a Product Owner at Scotiabank, Technisys, and Tangerine — from a next-gen CRM vision to a nine-country data consolidation.

18 yrs
product delivery, banking & fintech
$47M
savings surfaced through data analysis
6
countries delivered in, every project shipped

Built on my own time.

Personal projects, designed and built end-to-end with AI.

See all case studies ›
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Experience

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Full resume (PDF) ›
Download resume (PDF)

Let's talk.

Open to Sr. Product Owner roles.

Email me LinkedIn
+1 647 883 2626 · Milton, Ontario · Canada